by Jim Suk | Feb 15, 2019 | Car Insurance Information
Some auto insurance carriers write policies that on their face or on their declarations page provide a certain dollar amount of coverage, but then reduce that coverage in the body of the policy for family members of the policy owner through “drop down” clauses.... by Jim Suk | Feb 13, 2019 | Car Insurance Information
As personal injury attorneys, we frequently see people with car insurance coverage after they’ve been involved in a traffic collision. Gaps in coverage can deliver an unpleasant surprise to unknowing policy holders. One common example is known as a “drop down” or... by Jim Suk | Feb 12, 2019 | Car Insurance Information
Umbrella policies haven’t been with us all that long. They originated as “excess liability” policies and were typically sold to people who had a lot of assets that could be in jeopardy if the insured caused a serious injury to someone else whose medical bills and... by Jim Suk | Feb 8, 2019 | Car Insurance Information
You’ve done the right thing by buying a personal umbrella insurance policy to provide additional protection for yourself and your family in case of a crash with a driver who has little or no insurance. Or, maybe you just assumed that you had. The truth is, your... by Jim Suk | Dec 11, 2018 | Car Insurance Information
It happens more often than you might think: A policy change request gets lost, an agent forgets to check the right box on a form or misses some other step in the process, and you’re told you don’t actually have the coverage you asked for. All too often, people learn... by Jim Suk | Dec 6, 2018 | Car Insurance Information
All Minnesota auto insurance policies must include “uninsured motorist” and “underinsured motorist” (UM/UIM) coverage. UM/UIM insurance protects you if you are injured by a driver who doesn’t have any insurance, or whose liability coverages aren’t enough to compensate... 
